Our Mission:
Help Families Eliminate $1 Billion Worth Of Debt Over The Next 10 Years
What We Believe:
Debt is often the biggest stress families face when planning for retirement. It can feel like a heavy weight, a yoke, a chain holding us captive from living our lives how we truly wish to live.
For most, it's an inevitable part of raising a family, buying a home, and planning for life beyond work. The unfortunate truth is that there is very little education on the BEST way to handle this debt. Even worse, the companies who are supposed to be educating us on this are the same ones profiting from it.
They are in the business of charging interest. How much interest we end up paying depends on which specific approach we use when paying off our debts.
Debt Free Journey is an educational company dedicated to providing everyday Americans with the proper tools to make informed financial decisions based off math and science, NOT emotions or opinions.
While it may be valuable for some, our unique approach does NOT include debt consolidation for a fee, home equity lines of credit, refinancing or any type of investment - those are just debt procrastination.
This is about EFFICIENCY with your money and
paying off your debt in the fastest, most cost effective way possible WITHIN your current budget.
Our Founder - Kevin Hull
Kevin studied Industrial Engineering and Statistics at Cal Poly San Luis Obispo. Kevin began his career within the senior market selling final expense life insurance. During these highly emotionally impactful first few years, Kevin saw first hand what would happen to families who failed to properly prepare for their retirement and manage their debts appropriately.
Remembering his old Eagle Scout motto 'Be Prepared' and 'failing to plan is planning to fail,' Kevin knew there had to be a better way to help these families. As he began researching the best methods for paying off debts and retirement income planning, he was overwhelmed with conflicting advice. One financial expert says to do this, the other says to do the complete opposite. All the advice seemed to contradict itself with little to no consensus.
Finally, Kevin decided to stop listening to OPINIONS and instead rely on math and science, the one thing that cannot lie. All of Kevin's strategies are based upon mathematical calculations and guarantees (which he demonstrates in his training videos), there is no speculation or ambiguity with the strategies he promotes.